20
Live planning schemes
Greater London
Commercial Property Development Finance in Stratford
Senior debt, stretch senior, mezzanine, JV equity, stabilisation and development exit finance for commercial schemes in Stratford.
Written by Matt Lenzie Founder & Principal Broker · 25 years arranging development finance
11
Units in the pipeline
£4.1m
Development pipeline GDV
£430k
Residential median (exit context)
We arrange commercial property development finance in Stratford for schemes from around one million pounds of gross development value upward. Whether you are building student accommodation, a logistics unit, a care home or an office refurbishment, we model the capital stack and take it to the lenders most likely to fund that scheme in Greater London.
Commercial values turn on covenant, yield and sector demand, which we assess scheme by scheme. The local residential market is useful as exit context for mixed-use and conversion schemes: Stratford is steady, with roughly 1,471 residential sales over the past twelve months at a £430,000 median, a read on liquidity for any homes within a scheme.
Funding the capital stack on a Stratford development
We arrange the whole capital structure for Stratford commercial schemes. Senior development finance funds the bulk of the build, typically to 65 to 70 percent of cost and 60 to 65 percent of gross development value. Stretch senior and mezzanine finance lift leverage when the appraisal supports it, reducing the equity you commit. JV equity fills the remaining gap for developers scaling beyond their own balance sheet. For operational schemes that let up or trade after completion, such as student accommodation, care homes, hotels or self-storage, stabilisation finance carries the asset from practical completion through to stabilised income. Once the scheme is stabilised or sold, development exit finance refinances it onto cheaper money while units sell or let, releasing equity for the next site in Greater London.
The commercial sectors we fund in Stratford
Each commercial asset class is underwritten on different tests by different lenders, and we arrange finance for all of them in Stratford and across Greater London. That covers student accommodation and offices, warehouses and logistics, care homes and healthcare, retail, hotels and leisure, industrial and mixed-use schemes, and the higher-growth classes of self-storage, data centres and life sciences. Knowing which lender backs which sector here, and at what leverage, is the work we do before a scheme ever reaches a credit committee. Local planning records show 11 units in the Stratford development pipeline with an estimated value of £4,055,000, a measure of current development appetite in the area.
Finance we arrange for Stratford schemes
Development conditions in Stratford
Stratford is a mid-market location within Greater London, where development margins depend on disciplined costs and a realistic exit. That profile suits senior development finance with a modest stretch or mezzanine top-up, and it is among the more straightforward backdrops for a lender to underwrite.
Residential market depth as exit context
Residential sold-price depth is one input a development lender uses to gauge exit liquidity, particularly for the residential element of mixed-use, build-to-rent and conversion schemes. Stratford recorded around 1,471 residential sales over the past year at a median of £430,000, which makes the local market steady. New-build stock carries a premium of 35% over existing stock here. Commercial values turn on covenant, yield and sector demand, which we assess scheme by scheme.
This residential mix is exit context for the homes within a mixed-use or conversion scheme. It is not a guide to commercial values, which are sector and covenant driven.
Residential sold price by type (Stratford)
| Detached | £470,000 |
| Semi-detached | £485,000 |
| Terraced | £470,000 |
| Flat / apartment | £355,000 |
Source: HM Land Registry residential price-paid data, last 12 months.
Recent price trend
| Quarter | Median | Sales |
|---|---|---|
| 2024-Q2 | £425k | 613 |
| 2024-Q3 | £437k | 689 |
| 2024-Q4 | £430k | 741 |
| 2025-Q1 | £450k | 1034 |
| 2025-Q2 | £433k | 426 |
| 2025-Q3 | £445k | 529 |
| 2025-Q4 | £430k | 448 |
| 2026-Q1 | £410k | 247 |
Pipeline
Live development pipeline across Greater London
Relevant planning activity recorded by London Borough of Newham, a read on competing supply and local development appetite.
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1 Mahindra Way Beckton London E6 5AD
(Retrospective) Partial change of use to residential unit (Use Class C3).
View on the planning portal → -
Land At Dorset Place Stratford London E15 1BZ
Redevelopment of Site to provide new self-storage facility (Use Class B8), new flexible workspace / incubator units (Use Class E(g)(iii)) and other works ancillary to the development. This application is linked to application 26/00567/NONMAT which seeks amendm…
View on the planning portal → -
127 Forest Lane Forest Gate London E7 9BB
Retrospective planning application for alterations to window positions at the front and side elevations, and modification of the front porch roof from a mono-pitched design to a hipped roof.
View on the planning portal → -
128 Barking Road East Ham London E6 3BD
Demolition of the existing rear extension and storage container, and construction of a new ground-floor rear extension; installation of a 1-metre roof balustrade to enable use of the roof as part of a self-contained studio flat (Use Class C3) with independent…
View on the planning portal → -
Land At 239 To 241 Barking Road East Ham London E6 1LB
Erection of two storey rear building to facilitate change of use to 2 self contained studios (Use Class C3) with associated refuse storage.
View on the planning portal → -
40A Upton Lane Forest Gate London E7 9LN
Conversion of property into 2 flats (Use Class C3) to include loft conversion with rear dormer roof extension and roof lights to front elevation with associated refuse storage.
View on the planning portal →
Evidence
Recent residential sales in Stratford postcodes
A sample of recent residential transactions across E12, E13, E6, E15, E16, exit context for the residential element of a scheme rather than a guide to commercial values.
| Address | Postcode | Type | Price | Date |
|---|---|---|---|---|
| 79, DURHAM ROAD | E12 5AY | Terraced | £635,000 | 30 March 2026 |
| 98, OLIVE ROAD | E13 9PU | Terraced | £475,000 | 30 March 2026 |
| 92, ST ALBANS AVENUE | E6 6HQ | Terraced | £525,000 | 27 March 2026 |
| 27A, HOCKLEY AVENUE | E6 3AN | Flat / apartment | £275,000 | 27 March 2026 |
| 21, WINDMILL LANE | E15 1PG | Terraced | £740,000 | 27 March 2026 |
| FLAT A, 54, DERSINGHAM AVENUE | E12 5QE | Flat / apartment | £104,079 | 26 March 2026 |
| 11, FLEETWOOD CLOSE | E16 3SN | Terraced | £415,000 | 25 March 2026 |
| 80, MARCO POLO TOWER, 6, BONNET STREET | E16 2BN | Flat / apartment | £400,000 | 20 March 2026 |
| FLAT 601, THE HELM, 4, BASIN APPROACH | E16 2QX | Flat / apartment | £273,000 | 20 March 2026 |
| 96, OSBORNE ROAD | E7 0PL | Terraced | £1,300,000 | 20 March 2026 |
FAQ
Commercial property development finance in Stratford: common questions
How much commercial property development finance can I raise in Stratford?
Most senior lenders fund up to 65 to 70 percent of total cost, capped at 60 to 65 percent of gross development value, with stretch senior or mezzanine lifting that toward 85 to 90 percent of cost on a strong scheme. The Stratford exit market, currently steady, informs the gross development value a lender will accept.
Which lenders provide development finance in Stratford?
We hold more than one hundred lender relationships across banks, challenger banks, debt funds and private capital. The right lender for a Stratford scheme depends on the sector, the leverage you need and your track record, and we shortlist the desks most likely to back it across Greater London.
How does the Stratford residential market affect a commercial scheme?
It matters mainly as exit context for the residential element of mixed-use, build-to-rent and conversion schemes. HM Land Registry records a £430,000 residential median in Stratford over the past year across roughly 1,471 sales, with flats around £355,000. Commercial values, by contrast, turn on covenant, yield and sector demand, which we assess scheme by scheme.
Do you fund commercial development beyond Stratford?
Yes. We arrange commercial property development finance across the whole of Greater London and the wider UK, with the same approach: model the capital stack, match the scheme to the lenders that back its sector, and negotiate terms on the developer's behalf.
Funding a scheme in Stratford?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.