6
Towns & cities covered
Locations
Commercial property development finance in Cumbria
Funding for commercial schemes across 6 towns and cities in Cumbria.
30
Live planning schemes tracked
We arrange commercial property development finance across Cumbria, from senior debt and stretch senior through mezzanine and JV equity to stabilisation and development exit finance. We work with developers, investor-developers and operators on schemes from around one million pounds of gross development value upward, matching each scheme to the lenders that back its sector.
Every appraisal we review in Cumbria is grounded in local evidence: the live planning pipeline that shows competing supply and development appetite, and the residential sold market as a gauge of exit liquidity for the residential element of mixed-use and conversion schemes. Choose a town below for its local market data, or talk to us about a scheme anywhere in the county.
Finance
The finance we arrange in Cumbria
Seven core structures, used alone or stacked across the capital structure.
Senior development finance
The main facility that funds land purchase and construction for your commercial scheme.
Stretch senior finance
A single facility at higher leverage, simpler than stacking senior and mezzanine.
Mezzanine finance
A second tranche behind your senior lender that lifts leverage and frees up equity.
JV equity
Capital partners who fund the equity in return for a share of the profit.
Development exit finance
Refinance a finished scheme onto cheaper money while it sells or lets.
Stabilisation finance
Bridges a completed operational scheme from practical completion to stabilised income.
Permitted development finance
Funding for office-to-residential and other permitted development conversions.
By town
Commercial development finance by town in Cumbria
Each town has its own local market data and development pipeline.
Sectors
Commercial sectors we fund across Cumbria
Every asset class is underwritten differently. We know which lenders back each one.
Funding a scheme in Cumbria?
Send us the outline and we will come back with a view on fundability and likely terms.