32
Live planning schemes
West Midlands
Commercial Property Development Finance in Solihull
Senior debt, stretch senior, mezzanine, JV equity, stabilisation and development exit finance for commercial schemes in Solihull.
Written by Matt Lenzie Founder & Principal Broker · 25 years arranging development finance
1801
Units in the pipeline
£594m
Development pipeline GDV
£330k
Residential median (exit context)
If you are developing commercial property in Solihull, the right facility is rarely the cheapest headline rate. It is the one that funds the build to completion, holds through letting and sale, and leaves day-one equity for your next site. We arrange commercial property development finance across Solihull and the wider West Midlands market, from senior debt through to JV equity.
We underwrite a Solihull scheme on its commercial fundamentals, with the local residential market as a gauge of exit liquidity for any residential element. That market is active and liquid, around 2,140 residential sales in the past year at a £329,500 median, which helps test the values for the homes in a mixed-use or conversion scheme.
Development finance structures for Solihull schemes
We arrange the whole capital structure for Solihull commercial schemes. Senior development finance funds the bulk of the build, typically to 65 to 70 percent of cost and 60 to 65 percent of gross development value. Stretch senior and mezzanine finance lift leverage when the appraisal supports it, reducing the equity you commit. JV equity fills the remaining gap for developers scaling beyond their own balance sheet. For operational schemes that let up or trade after completion, such as student accommodation, care homes, hotels or self-storage, stabilisation finance carries the asset from practical completion through to stabilised income. Once the scheme is stabilised or sold, development exit finance refinances it onto cheaper money while units sell or let, releasing equity for the next site in West Midlands.
Commercial development we finance across Solihull
Each commercial asset class is underwritten on different tests by different lenders, and we arrange finance for all of them in Solihull and across West Midlands. That covers student accommodation and offices, warehouses and logistics, care homes and healthcare, retail, hotels and leisure, industrial and mixed-use schemes, and the higher-growth classes of self-storage, data centres and life sciences. Knowing which lender backs which sector here, and at what leverage, is the work we do before a scheme ever reaches a credit committee. Local planning records show 1801 units in the Solihull development pipeline with an estimated value of £593,950,500, a measure of current development appetite in the area.
Finance we arrange for Solihull schemes
What the Solihull market means for your appraisal
Solihull is a value market within West Midlands, where keener land and build costs can widen development margins. Lenders will test the achievable exit values carefully, so robust local sales evidence, of the kind set out below, is central to securing competitive leverage here.
Residential market depth as exit context
Residential sold-price depth is one input a development lender uses to gauge exit liquidity, particularly for the residential element of mixed-use, build-to-rent and conversion schemes. Solihull recorded around 2,140 residential sales over the past year at a median of £329,500, which makes the local market active and liquid. New-build stock carries a premium of 11% over existing stock here. Commercial values turn on covenant, yield and sector demand, which we assess scheme by scheme.
This residential mix is exit context for the homes within a mixed-use or conversion scheme. It is not a guide to commercial values, which are sector and covenant driven.
Residential sold price by type (Solihull)
| Detached | £590,000 |
| Semi-detached | £340,000 |
| Terraced | £245,000 |
| Flat / apartment | £173,000 |
Source: HM Land Registry residential price-paid data, last 12 months.
Recent price trend
| Quarter | Median | Sales |
|---|---|---|
| 2024-Q2 | £310k | 856 |
| 2024-Q3 | £340k | 880 |
| 2024-Q4 | £323k | 909 |
| 2025-Q1 | £322k | 1070 |
| 2025-Q2 | £303k | 555 |
| 2025-Q3 | £331k | 768 |
| 2025-Q4 | £325k | 633 |
| 2026-Q1 | £330k | 404 |
Pipeline
Live development pipeline across West Midlands
Relevant planning activity recorded by Solihull Metropolitan Borough Council, a read on competing supply and local development appetite.
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81 Prospect Lane Solihull B91 1HW
Vary condition No. 1 (plans) following planning approval PL/2025/02208/MINFHO dated 21.1.2006 for Single storey front and rear extension. Two storey side extension. Replacement roof with new dormer windows. Wheelchair access to ground and first floor via lift.…
View on the planning portal → -
Land Rear Of 2671A & 2673 Stratford Road Hockley Heath Solihull
Permission in principle for the development of 2 No. detached dwellings and associated garages.
View on the planning portal → -
73 Monastery Drive Olton Solihull B91 1DP
Vary condition No.1 (Plans) following planning approval PL/2025/01728/MINFHO dated 23.10.2025 for Rear conservatory extension. rear dormer extension with the addition of 2 bedrooms on the first floor. Namely Addition of brick pillars between the door and windo…
View on the planning portal → -
Land South Of Fillongley Road Meriden Solihull
Outline planning application for residential development of up to 185 dwellings (Use Class C3), creation of associated vehicular and pedestrian/cycle access off Fillongley Road, ecological enhancements, parking, landscaping, drainage features, open space and a…
View on the planning portal → -
Land South Of Knowle (Arden Triangle) Warwick Road Knowle B93 0FF
Variation of conditions Nos. 25, 26, 27, 29, 30, 31 and 36 following planning approval PL/2023/02294/PPOL dated 24/09/2026 for outline planning application for access with all other matters reserved for the construction of up to 450 houses, provision of land f…
View on the planning portal → -
Land South Of Knowle (Arden Triangle) Warwick Road Knowle Solihull
Non-material amendment to planning approval PL/2023/02294/PPOL for outline planning application for access with all other matters reserved for the construction of up to 450 houses, provision of land for primary school, infrastructure, engineering works, open s…
View on the planning portal →
Evidence
Recent residential sales in Solihull postcodes
A sample of recent residential transactions across B37, B90, B92, B36, B91, exit context for the residential element of a scheme rather than a guide to commercial values.
| Address | Postcode | Type | Price | Date |
|---|---|---|---|---|
| 20, SOMERTON DRIVE | B37 7XH | Semi-detached | £300,000 | 27 March 2026 |
| 83, GREEN HILL WAY | B90 3PW | Flat / apartment | £72,500 | 26 March 2026 |
| 46E, BRACKLEYS WAY | B92 8QQ | Semi-detached | £265,000 | 26 March 2026 |
| 25, ROCK GROVE | B92 7LH | Semi-detached | £222,500 | 26 March 2026 |
| 4, GREYFORT CRESCENT | B92 8DW | Semi-detached | £385,000 | 25 March 2026 |
| FLAT 1, FENTHAM COURT, ULVERLEY CRESCENT | B92 8BD | Flat / apartment | £175,000 | 25 March 2026 |
| 6, THE GREEN | B36 9AJ | Detached | £421,000 | 23 March 2026 |
| 51, HERMITAGE ROAD | B91 2LL | Semi-detached | £380,000 | 23 March 2026 |
| 14, WOLSELEY CLOSE | B36 9LG | Terraced | £162,000 | 23 March 2026 |
| 32, WALFORD DRIVE | B92 9DR | Semi-detached | £310,000 | 20 March 2026 |
FAQ
Commercial property development finance in Solihull: common questions
How much commercial property development finance can I raise in Solihull?
Most senior lenders fund up to 65 to 70 percent of total cost, capped at 60 to 65 percent of gross development value, with stretch senior or mezzanine lifting that toward 85 to 90 percent of cost on a strong scheme. The Solihull exit market, currently active and liquid, informs the gross development value a lender will accept.
Which lenders provide development finance in Solihull?
We hold more than one hundred lender relationships across banks, challenger banks, debt funds and private capital. The right lender for a Solihull scheme depends on the sector, the leverage you need and your track record, and we shortlist the desks most likely to back it across West Midlands.
How does the Solihull residential market affect a commercial scheme?
It matters mainly as exit context for the residential element of mixed-use, build-to-rent and conversion schemes. HM Land Registry records a £329,500 residential median in Solihull over the past year across roughly 2,140 sales, with flats around £173,000. Commercial values, by contrast, turn on covenant, yield and sector demand, which we assess scheme by scheme.
Do you fund commercial development beyond Solihull?
Yes. We arrange commercial property development finance across the whole of West Midlands and the wider UK, with the same approach: model the capital stack, match the scheme to the lenders that back its sector, and negotiate terms on the developer's behalf.
Funding a scheme in Solihull?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.